A LONG TERM VIEW 

You can choose to invest directly in equities for a child or through a pooled investment such as an investment trust. 

Asset class performance over 20 years

The chart below shows how equities, gilts and cash have performed over the past 20 years.

You should be aware that inflation can have the effect of eroding investment return as prices increase and the purchasing value of money decreases.

Equities, gilts and cash over 20 years to 31 August 2011 

Source: Morningstar, Mid to mid prices, net income reinvested between 31/08/91 and 31/08/11.

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The Children's Savings Plan Application Pack contains all the information and application forms you need to invest.

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Iona Bain discusses finance for young people in her Young Money column

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If you have any questions or would like any additional information please contact our Client Relations Team who will be happy to help.

You can call them on 0800 027 2928 or email trustenquiries@bailliegifford.com